Douglas S. Veale, CLU, ChFC
Financial and Insurance Services

9718 Fair Oaks Blvd. Suite A
Fair Oaks, California 95628-7037
Telephone (916) 961-6970

Insurance Products

Individual (under 65) & Covered California

Senior (typically 65 and over)

Medicare Supplement (Senior and Pre-65)

Prescrioption Drug - Part D* (Senior and Pre-65)

Medicare Advantage Plans - Part C* (Senior and Pre-65),

*(We do not offer every plan available in your area. Currently we represent
seven organizations which offer over twenty different products in your
area. Please contact or 1-800-MEDICARE, or your local State
Health Insurance Program (SHIP) to get information on all of your options.)


Individual, Senior and Group (2 or more)

Disability Income

Business Overhead Expense

Term Life Insurance

10 Year, 15 Year and 20 Year Level (Renewable and Convertible)

Universal Life

Fixed, Variable and 2nd-TO-DIE

Whole Life

(Commonly 2 or more employees)

Investment Products

Mutual Funds, Tax Advantaged Investing (Direct Participation Plans)

Charitable and Gift Planning, College Funding, 529 Plans

40lk, SIMPLE, SEP, 403b, Defined Benefit Pension,

IRAs (Roth and Traditional), IRA Rollovers and Transfers,

Annuities (Variable and Fixed) (Immediate and Deferred)

Retirement Accounts

IRA, Roth IRA, 401k, SEP IRA, Simple IRA

College Financial Planning

529 Plan, Educational IRA, Custodial Accounts, College Planning

Corporate Benefits

401k Plan, Key Executive Insurance, Profit Sharing Plan

Alternative Investments

Non-Listed REITs, Non-Listed BDCs, Non-Listed MLPs

Other Services Offered

Second to Die Insurance, Estate Planning Strategies, Retirement and Income Planning, Pension Maximization, Life insurance Needs Analysis, Disability Income Needs Analysis, Funding For Buy Sell, Business Continuation, Succession Planning, Deferred Compensation, Employee Benefits